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Centre 1 Bancorp, Inc. reports earnings for 2018

The annual meeting of shareholders of Centre 1 Bancorp, Inc., the holding company for First National Bank and Trust Company, was held in Beloit on May 9 . The meeting was the 37th for the holding company and the 137th for the family-focused bank, chartered in 1882.

Steven Eldred, chairman and CEO, and David McCoy, president, reported growth in the loan portfolio by $30 million and a $19 million increase in deposits over 2017.  The bank’s total risk-based capital ratio of 13.82 percent continues to exceed well-capitalized regulatory requirements.

The full 2018 annual report can be obtained at